Whether you are an employer looking to understand the Alternative End-of-Service Benefits Scheme, or an employee wanting to see how your entitlements can grow over time, this is your introduction to what the scheme is and what it makes possible. From how Ghaf Benefits compares to traditional gratuity and the six investment funds available, to what the scheme means in practice for employers and employees, this is a snapshot of an enhanced End-of-Service Benefits solution that is reshaping the way the UAE thinks about employee entitlements.
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We remain committed to keeping employers and employees informed about the evolving end-of-service benefits landscape in the UAE. For updates, follow us on Instagram. To learn more, contact our client experience team at 6005 44 232 or email ghafenquiries@lunate.com.
Disclaimer
The Lunate End of Service Benefits Fund (“Lunate EoSB”), known as the Ghaf Benefits Plan, is managed by Lunate Capital LLC and its affiliates. The material provided is for informational and educational purposes only, not investment, legal, tax, accounting, or professional advice, nor an offer to buy or sell any securities or products. Recipients should seek independent professional advice before making decisions. Past performance or historical data are illustrative only and not indicative of future results, and forward-looking statements involve risks and uncertainties. Lunate does not guarantee the accuracy, completeness, or reliability of the material and disclaims liability for any losses, damages, or errors arising from its use. Redistribution is prohibited without prior written consent. While the Lunate EoSB is authorised by the UAE Capital Market Authority (CMA), such authorisation does not represent endorsement or guarantee.